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Facts & Figures

Premium income

billion CHF

2021

7.4

2022

7.6

Benefits

billion CHF

2021

7.0

2022

7.2

Equity base

billion CHF

2021

3.2

2022

2.7

Combined ratio

%

2021

101.6

2022

100.7

Operating expenses

%

2021

9.3

2022

8.1

Employees

2021

3,487

2022

3,368

Key Figures

 

2022

2021

 

 

 

Income statement

 

 

Premiums earned

7,590,151

7,372,231

Insurance benefits

−7,164,871

−7,039,031

Operating expenses

−616,510

−688,081

Profit/loss for the period

−524,346

231,222

 

 

 

In % of premiums earned

 

 

Equity

35.0%

43.3%

Insurance cost (loss ratio)

92.6%

92.3%

Operating cost (cost ratio)

8.1%

9.3%

Combined ratio (sum of loss and expense ratios)

100.7%

101.6%