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Facts & Figures

Policyholders

million

2020

2.1

2021

2.2

Benefits

billion CHF

2020

6.6

2021

7.0

Premium income

billion CHF

2020

7.1

2021

7.4

Employees

2020

3,439

2021

3,487

Combined ratio

%

2020

99.4

2021

101.6

Profit for the period

million CHF

2020

155

2021

231

Key Figures

 

2021

2020

 

 

 

Income statement

 

 

Premiums earned

7,372,231

7,095,781

Insurance benefits

−7,039,031

−6,636,205

Operating expenses

−688,081

−712,967

Profit/loss for the period

231,222

154,713

 

 

 

In % of premiums earned

 

 

Equity

43.3%

40.9%

Insurance cost (loss ratio)

92.3%

89.3%

Operating cost (cost ratio)

9.3%

10.0%

Combined ratio (sum of loss and expense ratios)

101.6%

99.4%