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Facts & Figures

Policyholders

million

2019

2.1

2020

2.1

Benefits

billion CHF

2019

6.3

2020

6.6

Premium income

billion CHF

2019

6.7

2020

7.1

Employees

2019

3,361

2020

3,439

Combined ratio

%

2019

98.6

2020

99.4

Profit for the period

million CHF

2019

436

2020

155

Key Figures

 

2020

2019

 

 

 

Income statement

 

 

Premiums earned

7,095,781

6,743,233

Insurance benefits

−6,636,205

−6,340,004

Operating expenses

−712,967

−696,692

Profit/loss for the period

154,713

435,977

 

 

 

In % of premiums earned

 

 

Equity

40.9%

40.9%

Insurance cost (loss ratio)

89.3%

88.2%

Operating cost (cost ratio)

10.0%

10.3%

Combined ratio (sum of loss and expense ratios)

99.4%

98.6%