|
2020 |
2019 |
|
|
|
Income statement |
|
|
Premiums earned |
7,095,781 |
6,743,233 |
Insurance benefits |
−6,636,205 |
−6,340,004 |
Operating expenses |
−712,967 |
−696,692 |
Profit/loss for the period |
154,713 |
435,977 |
|
|
|
In % of premiums earned |
|
|
Equity |
40.9% |
40.9% |
Insurance cost (loss ratio) |
89.3% |
88.2% |
Operating cost (cost ratio) |
10.0% |
10.3% |
Combined ratio (sum of loss and expense ratios) |
99.4% |
98.6% |
